Privacy Policy

FACTS WHAT DOES PREMIER CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  •     Social Security number and credit history
  •     credit scores and employment information
  •     income and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Premier Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Premier Credit Union share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call toll-free 1-866-273-9938 or go to www.premiercu.org

What we do  
How does Premier Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Premier Credit Union collect my personal information? We collect your personal information, for example, when you
  •     open an account or apply for a loan
  •     make a wire transfer or show your driver's license
  •     give us your wage statements
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

 

Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  •     Premier Credit Union does not share with our affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  •     Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage companies, mortgage service companies, consumer reporting agencies, data processors, check/share draft printers, and direct marketing companies
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  •     Our joint marketing partners include advertising/marketing agencies, CUNA Mutual Group's MEMBERCONNECT, loan recapture programs, and Affinion: Accidental Death and Dismemberment Insurance

 

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