Account Rate Schedule
Savings and Checking Accounts
|Account Type||Minimum Balance||Dividend Rate||APY|
|Holiday Club Savings||$100||0.10%||0.10%|
|High Yield Checking (Qualifying Accounts)* Up to $10,000||$0||2.96%||3.00%|
|High Yield Checking (Qualifying Accounts)* $10,000 +||$0||0.10%||0.10%|
|High Yield(Non-Qualifying Accounts)*||$0||0.10%||0.10%|
Dividends are calculated using Average Daily Balance. Special Savings and Holiday Club dividends credit and compound annually. Basic Savings and High Yield Checking dividends credit and compound monthly. Rates subject to change after account opening and effective as of November 1, 2014.
*3.00% Annual Percentage Yield (APY) paid on balances between one penny and $10,000 and 0.10% APY paid on all amounts above $10,000.00 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a checking account earning 0.10% APY. Rates as of November 1, 2014. Interest rate and APY subject to change at any time after the account is opened. No Minimum Balance Required. Minimum requirements to earn bonus rate include Direct Deposit, e-Statements, Online Banking and at least 25 signature-based Debit Card transactions must be posted to the account within a one calendar month period. ATM and PIN-generated transactions do not qualify member for bonus rate. APY is accurate as of the last dividend declaration date. Available to Personal Accounts only. No monthly service charge. Maintenance or activity fees could reduce the earnings of this account. Call Credit Union for full account details.
|Account Balance||Dividend Rate||APY|
|$0 - $1,999.99||0.00%||0.00%|
|$2,000 - $9,999.99||0.15%||0.15%|
|$10,000 - $24,999.99||0.20%||0.20%|
|$25,000 - $49,999.99||0.25%||0.25%|
|$50,000 - $99,999.99||0.25%||0.25%|
|$100,000 and over||0.25%||0.25%|
|Account Balance||Dividend Rate
|$0 - $24,999.99||0.00%||0.00%|
|$25,000 - $49,999.99||0.30%||0.30%|
|$50,000 - $99,999.99||0.65%||0.65%|
|$100,000 - $199,999.99||0.75%||0.75%|
|$200,000 and over
Interest is calculated using Average Daily Balance. Interest credits and compounds monthly. Rates subject to change after account opening and effective as of September 5, 2014. Maintenance or activity fees could reduce the earning of this account.
|Account Type||Term||Minimum Balance||Dividend Rate||APY|
**Referral Certificate available only through Member Referral Program
Interest is calculated using Average Daily Balance. Interest credit and compounds quarterly. Renewals are automatic unless notified within 10-day Grace Period. Rates for term accounts are effective as of March 1, 2015, and are subject to change. Early withdrawal penalties may be imposed.
For the most current rates, please hit your "Refresh" or "Reload" button. Rates for term accounts are effective as of March 1, 2015 and are subject to change. All rates are annual percentage yields (APY) unless otherwise noted.
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News & Events
- Visit us at the 2016 Des Moines Home and Garden Show, February 11-14!
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- Mark your calendars to attend the 2016 Annual Meeting on Tuesday, April 12th, 2016, click here for more details!