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Checking Account

Basic Checking
High Yield Checking

Basic Checking

  • NO minimum or opening balance
  • NO monthly service fee
  • Debit Card
  • 15 Free PIN-based purchase and ATM withdraw transactions per month at no charge.*
  • NO ATM surcharge fee at Privileged Status ATMs

Wait there's more

Open a Premier Credit Union Checking Account

High Yield Checking

With Premier Credit Union's High-Yield Checking account, simply meet a few monthly requirements and you'll earn a great ACCOUNT RATE on balances up to $10,000. 


Monthly Requirements

It's that simple, complete these requirements each month, and you'll earn a great ACCOUNT RATE.

What happens if you don't meet these monthly requirements?
Regardless of whether you meet the monthly requirements for this account, you'll still earn 0.10% APY* on your High Yield Checking balance and enjoy

Open a High Yield Checking Account
Account Rates

*3.00% Annual Percentage Yield (APY) paid on balances between one penny and $10,000 and 0.10% APY paid on all amounts above $10,000.00 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a checking account earning 0.10% APY. Rates as of November 1, 2014.  Interest rate and APY subject to change at any time after the account is opened. No Minimum Balance Required. Minimum requirements to earn bonus rate include Direct Deposit, e-Statements, Online Banking and at least 25 signature-based Debit Card transactions must be posted to the account within a one calendar month period. ATM and PIN-generated transactions do not qualify member for bonus rate. Available to Personal Accounts only. No monthly service charge. Maintenance or activity fees could reduce the earnings of this account.  Call Credit Union for full account details.

**15 FREE Debit card - PIN-based purchase and ATM withdraw transactions per month at no charge.  Deposit and balance inquiries do not count as a transaction.  Once an account reaches 15 transactions within a calendar month, it will be charged a fee of $0.50 for each transaction over 15. Note:  FREE, UNLIMITED usage for Credit card - Signature-based transactions with the Visa Debit Card.

 

 

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News & Events

  • Stop by Member Appreciation Day at our West Des Moines Branch on September 7th!  Click here for more details.
  • Pick up your 2017 tickets to Adventureland from any branch location - $32 each!
  • See us at the 47th Annual Octagon Art Festival in Ames on Sunday, September 24th from 10am - 5pm!  We are proud to support such a wonderful organization!

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