Account Rate Schedule


Savings and Checking Accounts

Account Type Minimum Balance Dividend Rate APY
Basic Savings $100  0.10%  0.10%
Kirby Share Savings $10  0.10%  0.10%
Special Savings $5,000  0.10%  0.10%
Holiday Club Savings $100  0.10%  0.10%
Personal Checking $0  0.00%  0.00%
High Yield Checking (Qualifying Accounts)* Up to $10,000 $0   2.96%  3.00%
High Yield Checking (Qualifying Accounts)* $10,000 + $0   0.10%   0.10%
High Yield(Non-Qualifying Accounts)* $0   0.10%   0.10%

Dividends are calculated using Average Daily Balance. Special Savings and Holiday Club dividends credit and compound annually. Basic Savings and High Yield Checking dividends credit and compound monthly. Rates subject to change after account opening and effective as of July 1, 2017.

*3.00% Annual Percentage Yield (APY) paid on balances between one penny and $10,000 and 0.10% APY paid on all amounts above $10,000.00 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a checking account earning 0.10% APY. Rates as of July 1, 2017.  Interest rate and APY subject to change at any time after the account is opened. No Minimum Balance Required. Minimum requirements to earn bonus rate include Direct Deposit, e-Statements, Online Banking and at least 25 signature-based Debit Card transactions must be posted to the account within a one calendar month period. ATM and PIN-generated transactions do not qualify member for bonus rate. APY is accurate as of the last dividend declaration date. Available to Personal Accounts only. No monthly service charge. Maintenance or activity fees could reduce the earnings of this account.  Call Credit Union for full account details.

Money Market Account

Account Balance Dividend Rate APY
$0 - $1,999.99 0.00% 0.00%
$2,000 - $9,999.99 0.15% 0.15%
$10,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 and over 0.25% 0.25%

Premier Money Market

Account Balance Dividend Rate
$0 - $24,999.99 0.00% 0.00%
$25,000 - $49,999.99 0.400% 0.40%
$50,000 - $99,999.99 0.500% 0.50%
$100,000 - $199,999.99 0.700% 0.70%
$200,000 and over
0.850% 0.85%

Interest is calculated using Average Daily Balance. Interest credits and compounds monthly. Rates subject to change after account opening and effective as of September 1, 2020. Maintenance or activity fees could reduce the earning of this account.

Certificates of Deposit

Account Type Term Minimum Balance Dividend Rate APY
Special Certificate 20-month $10,000 1.000% 1.00%
Saver Certificate 6-month $500 0.350% 0.35%
Saver Certificate 12-month $500 0.450% 0.45%
Saver Certificate 24-month $500 0.550% 0.55%
Investor Certificate 7-month $2,000 0.500% 0.50%
Investor Certificate 12-month $2,000 0.750% 0.75%
Investor Certificate 24-month $2,000 0.750% 0.75%
Investor Certificate 36-month $2,000 0.850% 0.85%
Investor Certificate 48-month $2,000 0.950% 0.95%
Investor Certificate 60-month $2,000 1.050% 1.05%
Jumbo Certificate 7-month $100,000 0.600% 0.60%
Jumbo Certificate 12-month $100,000 1.140% 1.15%

*APY = Annual Percentage Yield. Interest is calculated using Average Daily Balance. Interest credit and compounds quarterly. Renewals are automatic unless notified within 10-day Grace Period. Rates for term accounts are effective as of July 1, 2020, and are subject to change. Early withdrawal penalties may be imposed. $5.00 minimum deposit to open a savings account. See Credit Union for full account details. Federally Insured by NCUA.

For the most current rates, please hit your "Refresh" or "Reload" button. Rates for term accounts are effective as of July 1, 2020 and are subject to change. All rates are annual percentage yields (APY) unless otherwise noted.

Account Disclosures

Enroll in our email service - Stay on top of Premier Credit Union's latest promotions, rate changes and product offerings by signing up for our email notification service. You'll be among the first to hear about our special limited-time offers. Don't miss out, sign up today! 

Site Search

News & Events

  • Together in Teal - Annual walk is Saturday, September 26th!
  • The 2020 Annual Meeting is scheduled for October 28, 2020 at 3:30pm.  Click here for more details on this hybrid meeting and to read the bios of the board members running for re-election.
  • The 2020 Pinky Swear Radiothon will be held on Friday, December 11 at Valley West Mall, click here to get involved.

Third Party Site Disclaimer You are leaving Premier CU's website. Links that may be accessed via this third party site are for the convenience of informational purposes only. Any products and services accessed through this third party site are not provided or guaranteed by Premier CU. The site you are about to visit may have a privacy policy that is different than Premier CU's. Please review their privacy policy. Premier CU does not endorse the content contained in these sites, nor the organizations publishing those sites, and hereby disclaims any responsibility for such content.