Credit Cards


MasterCard® Credit CardsCard_EMV2.jpeg

    • Classic, Gold or Platinum MasterCard Programs
    • NO annual fee
    • NO over limit fee
    • NO balance transfer fee
    • 25-day grace period on all purchases
  • View your Premier Credit Union credit card statement, activity since your last statement, make payments and more with Credit Card Access located within Online Banking. It's free.
  • Make your Premier Credit Union MasterCard payment directly from your checking or savings account while logged into Online Banking.
  • Pay by Phone, simply call 1-800-234-5354
  • Worldwide acceptance at more than 14 million merchants
  • Instant cash access at ATMs and financial institutions worldwide
  • Free fraud alert protection

1.00% Cash Back Rewards on Gold MasterCard
Premier Credit Union's Gold MasterCard features a 1% Cash Back Reward for every dollar in purchases. Unlike many reward cards which don't start accumulating rewards until you meet a certain threshold, our Gold MasterCard Rewards begin with your first purchase and accumulate through the monthly billing cycle, at which time your rewards are then credited to your Gold Card account.

  • Enjoy a rate of 10.99%APR*
  • 1% Cash Back Rewards are credited monthly

*Annual Percentage Rate. 10.99% non-variable rate from date of transaction. Cash Rewards are credited monthly on members credit card statement, and are based on purchases made, minus returns. Dollars will be rounded to the nearest whole dollar amount. Membership eligibility requirements apply. Credit cards offered with approved credit. Some restrictions apply. Please see the credit union for full details and disclosures of the program.

  Screen_Shot_2019-04-09_at_9.20.32_AM.pngCredit Card Access

Manage your Premier MasterCard Credit Card through Credit Card Access located within Online Banking!

  • View real time account balance and statement information
  • Download statements to personal financial management software
  • Set up MasterPass – MasterCard’s virtual wallet account
  • Set travel notifications - Enter dates when traveling to notify MasterCard of expected travel
  • Get transaction alerts
  • Activate cards

Credit Card Access is available within Online Banking, log in today!  

Alerts Registration for your Premier MasterCard Credit Card

Help keep your account secure by signing up for alerts.  To sign up or manage your alerts, click the link below. Alerts can be set for things like:

  • Large Ticket Transactions
  • International Transactions
  • Declined Transactions
  • Card Not Present Transactions

If you are interested in being alerted for any of the above transactions please click the link below to register your MasterCard Credit Card.  The alerts can be set up for email and/or text messages.


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Credit Card Agreement

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Disputing a Credit Card Charge

Prior to filing a Credit or Debit Card dispute with Premier Credit Union, you will want to first contact the merchant and attempt to resolve the transaction dispute with them directly.  If no resolution can be made with the merchant, you will then want to file a written dispute with MasterCard ® by submitting an email to the credit union’s card service department with the information listed below. If you have any questions regarding this process, contact the Credit Union at 515-282-1611.

Cardholder's Name:

Cardholder Address:

Telephone Daytime:

Telephone Evening:

Last 6 digits of the Card Number:

Transaction Amount:

Purchase Date:

Merchant Name:

Transaction Date:

Dollar Amount:

What efforts have been made in attempt to resolve dispute:

Explanation of why charge is being disputed:

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News & Events

  • Tune into 104.1 EZ FM starting Nov 9th for your chance to win at Ornament Smash, presented by Premier Credit Union.
  • The 2020 Pinky Swear Radiothon will be held on Friday, December 11 at Valley West Mall, click here to get involved.
  • Proud to support Toys for Tots, click here to donate locally.

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