Mortgage Loans


At Premier Credit Union we know that every member’s financial situation is different; Are you self-employed? Have no money for a down payment? Looking for the lowest rate? Our mortgage loan officers take the time to get to know you, your financial situation and then match one of our many mortgage products to get you the best solution for your homeownership needs.

We offer traditional inside the box solutions like:

• 15 & 30 Year Mortgages with competitive rates

• Home Equity Loans

• Construction Loans

• ARM (Adjustable Rate Mortgage)

We offer modern outside of the box solutions too:

• Zero Down Mortgages

• 7•7•7 & 10•10•10 Mortgages

• 100% Mortgage Financing

• In-House Loans

Let Premier Credit Union help you make the best choice for your mortgage needs. You don’t have to go anywhere else to get the best offer; we have lots of options to choose from. Contact one of our Mortgage Officers; Sheila Strand or Brooke Hermann at 515-282-1611 to, Make Life Better

In Des Moines contact Sheila Strand at SheilaS@PremierCU.org and in Ames, contact Brooke Hermann at BrookeH@PremierLA.org.

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No down payment?  No problem! 

Premier Credit Union is currently offering a conventional mortgage solution that allows you to borrow up to 100% of the purchase price of your new home!  A combination of a 1st and 2nd mortgage gives our members an option to take advantage of the low mortgage rates without having to save for a large down payment.  Please contact one of our Mortgage Officers at 515-282-1611 for details.

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Let us Coach you across the Finish Line!


You have put the sweat into your home's equity; now let us help you glide over that finish line! It's time to relax and spend time dong the things you love the most - this will be the last loan you will ever need.

Paying off your mortgage has never been easier with low rates and flexible terms.  We are here to help coach you across that finish line with the Finish Loan!  Contact one of our Mortgage Officers today at 515-282-1611 for more details.

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Loan Rates
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News & Events

  • Make plans to attend our Member Appreciation BBQ at our Main Branch location on Thursday, July 13th!  Click here for more details!
  • Sign up for the Midnight Madness Road Race in Ames on July 8th, we will see you there!
  • Visit us at Ames on the Half Shell on Friday, June 30th!
  • Pick up your 2017 tickets to Adventureland from any branch location - $32 each!

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