Mortgage Loans


At Premier Credit Union we know that every member’s financial situation is different; Are you self-employed? Have no money for a down payment? Looking for the lowest rate? Our mortgage loan officers take the time to get to know you, your financial situation and then match one of our many mortgage products to get you the best solution for your homeownership needs.

We offer traditional inside the box solutions like:

• 15 & 30 Year Mortgages with competitive rates

• Home Equity Loans

• Construction Loans

• ARM (Adjustable Rate Mortgage)

We offer modern outside of the box solutions too:

• Zero Down Mortgages

• 7•7•7 & 10•10•10 Mortgages

• 100% Mortgage Financing

• In-House Loans

Let Premier Credit Union help you make the best choice for your mortgage needs. You don’t have to go anywhere else to get the best offer; we have lots of options to choose from. Contact one of our Mortgage Officers; Sheila Strand or Marvin Lindquist at 515-282-1611 to, Make Life Better


In Des Moines contact Sheila Strand at and in Ames, contact Marvin Lindquist at

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Loan Rates




No down payment?  No problem! 

Premier Credit Union is currently offering a conventional mortgage solution that allows you to borrow up to 100% of the purchase price of your new home!  A combination of a 1st and 2nd mortgage gives our members an option to take advantage of the low mortgage rates without having to save for a large down payment.  Please contact one of our Mortgage Officers at 515-282-1611 for details.



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Loan Rates
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News & Events

  • Reloadable Visa Gift Cards are now available, click here for more details!
  • When your current Premier Mastercard expires, you will be sent the new EMV Chip Card.  Click here for more details.
  • Watch Your Money Start Growing with our NEW Premier Money Market Account!