Mortgage Loans

More than just a roof over your head. Buying a home is one of the most important purchases you'll ever make. Whether you're a first-time buyer or a seasoned veteran, we'll make it as painless as possible every time.

Premier Credit Union offers highly competitive rates and excellent customer service. These are things you expect from a mortgage lender. Beyond that, we offer you peace of mind - assurance that we will listen to your needs and goals and incorporate those into the advice we give you regarding your mortgage decision. The type of loan you choose and the repayment options will likely determine how comfortably you live today and in the future. Premier Credit Union offers a full array of affordable mortgage options designed just for our member-owners.

Our Home Options Made Easy include:

  • Fixed-rate term mortgages
  • Adjustable rate mortgages
  • Balloon mortgages
  • Down-payment options
  • Homeowner Insurance

To find the mortgage loan that best fits your personal needs contact our in-house Mortgage Officer Sheila Strand.

strand_sheila.jpg

Sheila Strand

Mortgage Officer

515-245-3546
SheilaS@PremierCU.org
Apply for a loan
Loan Rates

 

 

 

Current Mortgage Specials

"15 Year Fixed" Special 3.50% APR as low as

  • Payments calculated as a 15 year term.
  • Processed and serviced by P.C.U.
  • No origination fee option available.

“30 Year Fixed” Special 4.50% APR as low as

  • Payments calculated as a 30 year term.
  • Processed and serviced by P.C.U.
  • No origination fee option available.

"7-7-7" Special 2.99% APR as low as

  • 7 year fixed mortgage with option to renew loan for 2 additional 7 year terms at P.C.U. market rates at that time.
  • Payments calculated as a 21 year term.
  • Processed and serviced by P.C.U.
  • 1% origination & additional closing costs.
  • Pay only a $500 fee for each additional 7 term year note terms.

"10-10-10" Special 3.99% APR as low as

  • 10 year fixed mortgage with option to renew loan for 2 additional 10 year terms at P.C.U. market rates at that time.
  • Payments calculated as a 30 year term.
  • Processed and serviced by P.C.U.
  • 1% origination & additional closing costs.
  • Pay only a $500 fee for each additional 10 term year note terms.

To find the mortgage loan that best fits your personal needs contact our in-house Mortgage Officer Sheila Strand at 515-245-3546 or email SheilaS@PremierCU.org

Apply for a loan
Loan Rates
Insurance Services

Terms and Condtions
*APR = Annual Percentage Rate. Rates as of 05/01/2013.

15 Year Fixed loan special has an APR as low as 3.50%. Payments are amortized on a 15 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee. Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility.

30 Year Fixed loan special has an APR as low as 4.50%. Payments are amortized on a 30 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee. Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility.

7 year loan special has an APR as low as 2.99%, a balloon payment may result at the end of the 7 year term. Payments are amortized on a 21 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee. Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility. 

10 year loan special has an APR as low as 4.99%, a balloon payment may result at the end of the 10 year term. Payments are amortized on a 30 year term. Rate subject to change and may vary due to credit history. Advertised rate does not include closing costs, origination fee, or appraisal fee. Limited time only. May be discontinued at any time without notice. Taxes and insurance are member's responsibility.

Payment Example: $150,000 "15 Year Fixed" loan for a term of 180 months with a 3.50% APR, the monthly payment will be $1,073.

Site Search

News & Events

  • Make plans to attend our Home Buying Seminar on May 6th, click here for more details.
  • We will be closed on Saturday, April 19th in observance of Easter.