Membership Benefits
Member Benefits
As a member of Premier Credit Union, you have access to a full line of free or low-cost services designed to save you time and money.
- High-Yield Checking
- Money Market and CD Account
- Low-Rate Loan Products and Credit Cards
- Competitive Mortgage Loans
- Free Online Banking APP with Bill Pay and Electronic Statements
- Convenient Mobile Deposit
- Direct Deposit
- Digital Wallets such as: Apple Pay, Google and Samsung
Membership makes a difference
Compare and see why.
| Compare and find the best fit for you. | Credit Union | Bank |
|---|---|---|
| Structure | Not-for-profit | For-profit |
| Owners | Members | Stakeholders |
| Financial Success | Passed on to members via better rates and fewer fees | Passed on to shareholders |
| Deposit Insurance | Deposits insured up to $250,000 by National Credit Union Association (NCUA) | Deposits insured up to $250,000 by Federal Deposit Insurance Corporation (FDIC) |
Live Teller Machines
Live Teller Machines are our newest technology! These machines, currently located at our downtown and Urbandale branches, have both ATM and Live Teller capabilities. When in Live Teller mode you can:
- Video chat with a member services representative to answer any questions
- Make Cash Deposits
- Make Cash Withdrawals
- View Account Balances
- Make Loan Payments
- Make Check Deposits
You can find them in the drive-ups at these locations as well – meaning you can do these expanded transactions without even leaving the comfort of your vehicle!
Make Life Better, ™ become a member today!
