Privacy Policy
What does Premier Credit Union do with your personal information?
Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What
The types of personal information we collect and share depend on the product or service you have with us. This information
can include:
- Social Security number and credit history
- Credit scores and employment information
- Income and overdraft history
When you are no longer a member, we continue to share your information as described in this notice.
How
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Premier Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Premier Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No
|
| For our marketing purposes — to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness. | No | We Don’t Share |
| For affiliates to market to you | No | We Don’t Share |
| For nonaffiliates to market to you | No | We Don’t Share |
Who is providing this notice?
Premier Credit Union
What we do
| How does Premier Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Premier Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from other companies such as credit bureaus or affiliates. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. (Our affiliates include financial companies such as Premier Lending Alliance.) |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. (Premier Credit Union does not share with our non-affiliates so they can market to you.) |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Our joint marketing partners include loan recapture programs, and Insurance Companies.) |
Mobile App – Deletion of Financial Data
To close or delete your account information from the mobile app, please contact us at 515-282-1611 or send us a secure message at PremierCU.org.
Other important information
Alaska, Illinois, Maryland and North Dakota Members: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization.
California Members: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
Massachusetts, Mississippi and New Jersey Members: We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing without your authorization
Vermont Members: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
Questions?
Call us at: (866) 273-9938 or go to www.premiercu.org
Revised December 2023
